1- Which of the following is NOT a type of consumer loan?
a. A student loan
b. Credit card purchases for household items
c. A mortgage used to purchase an owner-occupied house
d. A loan taken out by a young entrepreneur to purchase equipment for a landscaping business
2- True or False: Splitting money across different investments (diversification) reduces risk but also reduces the rate of return, according to the risk-return
3- The financial crisis of 2007-2009 was primarily the result of
a. The bursting of the stock market bubble
b. The bursting of the housing market bubble
c. Excessive tax rates
d. Inflation fighting by the Federal Reserve
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